Coming Soon On iOS & Android

Stop overpaying.
Take control of your money.

Renewa tracks every financial product you have. Mortgages, insurance, credit cards, loans, utilities, and more. Switch on time, never miss a renewal, and keep more of your money.

The average UK household overpays £37,331 in their lifetime by not switching.

See What's Coming →See the Numbers

Track everything in one place

🏠 Mortgages
💳 Credit Cards
💷 Loans
🛡️ Insurance
Utilities
📱 Bills & Subs
🚗 Vehicle Finance
💰 Savings
£4bn

That's how much UK consumers overpay every single year by staying with the same providers. Auto-renewals quietly increase your rates. Renewa makes sure you notice, compare, and switch before it costs you.

Source: Citizens Advice, The Loyalty Penalty Report

The cost of doing nothing

This is what not switching costs you

Every year, millions of UK consumers lose money simply by staying with the same provider. This is the norm, not the exception.

£37,331

overpaid per household in a lifetime on utilities and insurance alone

Source: Flipper

£1,800

extra per year for homeowners who slip onto their lender’s standard variable rate

Source: Experian

60%

of drivers saw their insurance premiums rise at renewal

Source: Which?

1.6m

UK homeowners faced fixed-rate mortgage renewals in 2024 alone

Source: Uswitch

Features

Everything you need to stay on top

Renewa gives you a complete view of your financial commitments, with smart tools to make sure you never pay more than you should.

🔔
Smart Reminders

Escalating alerts as renewal dates approach. Red, amber, green urgency system so you always know what needs attention first.

📊
Financial Overview

Total borrowing, savings, net worth, and monthly outgoings at a glance. See your complete financial picture on one screen.

📅
Calendar View

Every upcoming renewal on a visual monthly calendar. Colour-coded by urgency so you can plan ahead and never miss a date.

🔒
Secure & Private

PIN and biometric protection. Your data is encrypted in transit and at rest. We never access your bank accounts.

📋
PDF Reports & CSV Export

Generate professional annual reports with spending breakdowns. Export your data as a spreadsheet to share with advisers.

📈
Auto Balance Tracking

Automatically estimates your remaining balance on mortgages, loans, and credit cards as you make payments each month.

🏷️
689+ Provider Templates

Pre-loaded templates for every major UK provider. Add products in seconds with no manual entry of provider details.

💡
Daily Cost Insights

See what your financial commitments cost per day and per week. Real perspective on where your money goes.

Built-in calculators

Financial tools at your fingertips

More than a reminder app. Renewa includes powerful calculators to help you understand your money, plan ahead, and make smarter decisions.

🏠
Debt Calculator

See exactly how overpayments reduce your mortgage, loan, or credit card. Visualise total interest saved and how many years you could cut off your term.

See the true cost of debt
💰
Salary Calculator

Full UK PAYE breakdown including Income Tax, National Insurance, student loans, and pension contributions. See your real take-home pay instantly.

Accurate to HMRC rates
📊
Budget Planner

Map your income against every outgoing. See exactly where your money goes each month and find where you can cut back and save.

Find hidden savings
🏦
Pension Forecast

Project your pension pot to retirement with low, mid, and high growth scenarios. See if you're on track for the retirement you want.

Plan your future

How it works

Three steps to never overpay again

1
Add your products

Mortgages, insurance, credit cards, utilities, vehicle finance, savings. Add them in seconds with 689+ pre-loaded provider templates. No manual typing of provider details.

2
Get smart reminders

Renewa sends escalating alerts as your renewal dates approach. Red, amber, green. You'll always know what needs attention.

3
Switch and save

Compare deals, switch providers, and mark products as renewed. Renewa tracks everything so you start saving immediately.

Who it's for

Built for anyone who pays bills

🏡
Homeowners

Track your mortgage renewal, home insurance, and utilities. Never slip onto an SVR and overpay £1,800 a year.

👨‍👩‍👧‍👦
Families

Multiple insurance policies, car finance, broadband, streaming. Juggling it all is hard. Renewa puts everything in one place.

📱
Anyone with a phone bill

If you pay for anything on a contract or subscription, Renewa makes sure you switch before the price quietly creeps up.

Ready to stop overpaying?

Renewa is coming soon to iOS and Android. Free. No ads. No hidden costs.

Get Notified at Launch